We build PMLA and RBI-compliant KYC/AML technology — Aadhaar eKYC, video KYC, CKYC registry integration, AML transaction monitoring, suspicious activity reporting, and digital onboarding workflows — enabling financial services companies to onboard customers faster while meeting every regulatory obligation.
KYC and AML non-compliance is among the most heavily penalised regulatory failures in Indian financial services — and the frequency of regulatory action is increasing.
RBI has issued penalties ranging from ₹1Cr to ₹5Cr+ to banks and NBFCs for inadequate KYC procedures — fines are increasing in size and frequency.
India's FATF review has created heightened scrutiny of AML controls — financial institutions with weak transaction monitoring face intensified regulatory inspection.
Accounts opened with fraudulent or synthetic identities account for 40% of financial fraud in India — robust KYC prevents fraudulent account creation.
Insurance fraud — largely enabled by weak identity verification — costs Indian insurers ₹45,000Cr annually. Digital KYC with liveness detection dramatically reduces fraudulent claims.
🛡️ Standards, Frameworks & Certifications We Work With
Comprehensive KYC & AML Integration services for enterprises, fintech, healthcare, and Web3 organisations — protecting systems, data, and users from evolving threats.
UIDAI-certified Aadhaar OTP and biometric eKYC integration — instant identity verification with consent-based demographic data fetch.
RBI-compliant video KYC with liveness detection, document verification, and audited session recording for NBFC and bank onboarding.
CERSAI Central KYC registry — new KYC record creation, existing record fetch, and KYC update workflows for regulated entities.
Rule-based and ML-powered transaction monitoring — velocity checks, structuring detection, geography risk, and PEP/sanctions screening.
Suspicious Activity Report generation, FIU-IND filing workflow, and case management for AML investigations and regulatory reporting.
Customer risk scoring (low/medium/high) for risk-based KYC approach — enhanced due diligence workflows triggered for high-risk customers.
A compliance-first implementation approach that meets every RBI guideline while delivering the fast, digital onboarding experience customers expect.
Map applicable KYC/AML requirements — PMLA, RBI KYC Master Direction, FATF guidelines, and product-specific obligations (NBFC, PPI, broker) — to technical implementation requirements.
Design digital onboarding flow — Aadhaar eKYC, video KYC, PAN validation, CKYC check, and document verification in the sequence mandated by RBI guidelines.
Build transaction monitoring rule engine — velocity checks, structuring detection, geography risk, PEP screening, and sanctions list matching.
Case management for AML alerts — investigator workflow, evidence collection, escalation rules, and Suspicious Activity Report filing to FIU-IND.
Complete KYC audit trail, AML transaction logs, and regulatory reporting — documentation RBI examiners request during inspections.
AML rule tuning based on alert quality, RBI circular incorporation, FATF recommendation updates, and annual KYC periodic review automation.
Banks with 30-minute paper KYC processes lose customers to digital lenders completing eKYC in 3 minutes. Compliance technology done right reduces onboarding time, cost, and drop-off while meeting every regulatory requirement — turning KYC from a friction point into a customer acquisition advantage.
Aadhaar eKYC completes identity verification in under 3 minutes — vs 30 minutes of paper form filling and 3-day processing.
Aadhaar eKYC, PAN validation, CKYC, DigiLocker, video KYC, and bureau checks — the complete Indian KYC ecosystem integrated and tested.
Rule-based monitoring catches known patterns; ML-based anomaly detection catches novel structuring and layering methods that rules miss.
Complete KYC audit trail and AML transaction logs in RBI-expected formats — inspection-ready at any time, not assembled in a panic before examination.
Certified security specialists who find what attackers find — before they do — and deliver reports your engineering team can actually act on.
Digital eKYC reduces customer onboarding from days to minutes — reducing drop-off and improving first-month activation significantly.
Complete, correctly formatted KYC and AML records — examiners get what they ask for without emergency document assembly.
ML-tuned rules reduce false positive alert rates from industry-average 95% to under 40% — investigators focused on real risks.
Digital KYC eliminates branch-based verification costs — scalable onboarding at a fraction of the per-customer cost.
Common questions from CISOs, CTOs, and compliance officers before engaging.
Every day without proper kyc & assessment is a day attackers and regulators have the advantage. Let's change that — starting this week.
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